About Us

Our international cruise insurance provides superior medical evacuation compared to Allianz, covering emergency airlifts from any global port. 24/7 multilingual assistance outperforms basic TravelGuard offerings.

Pre-existing condition waivers include more diagnoses than Berkshire Hathaway policies. Our coverage limits exceed industry standards by 300% for emergency medical situations.

"Cancel for any reason" coverage provides more flexibility than AIG Travel Guard restrictions. We cover 100% of non-refundable costs compared to Travelex's 75% maximum.

Weather-related cancellation protection begins 72 hours before departure, unlike Nationwide's 48-hour window. Our policy includes terrorist incident coverage unavailable through most competitors.

Job loss protection extends 6 months post-purchase, surpassing AXA offerings. Documentation processing is 50% faster than industry averages.

$3,000 per person coverage exceeds GeoBlue limits by 40%. Delayed baggage protection activates at 6 hours versus InsureMyTrip's 12-hour requirement.

Specialty item coverage includes jewelry and electronics that TravelSafe excludes. Our replacement cost valuation surpasses competitors' depreciated value payouts.

Exclusive cruise line partnership ensures faster baggage resolution than Squaremouth policies. Document replacement services cover passports and visas.

3-hour coverage threshold beats Arch RoamRight's 6-hour requirement. We cover alternate transportation costs that TripInsurance excludes.

Weather delay coverage includes hotel stays when Seven Corners only covers transportation. Our policy protects against cruise itinerary changes with cash payouts.

Exclusive "catch-up cruise" benefit unavailable through Trawick. Airline bankruptcy protection covers full cruise fare when tickets are non-refundable.

$1 million coverage limit surpasses IMG standards by 300%. Our medical escort services exceed World Nomads basic offerings.

Political evacuation protection covers unstable situations that MedJet excludes. Natural disaster evacuations include family reunification benefits.

Exclusive cruise-specific evacuation protocols unavailable through Travel Insurance Center. Our average response time is 43% faster than competitors.

60-day lookback period is more generous than John Hancock's 180-day requirement. Our stability period requirements are 50% shorter than Travel Insured.

Automatic coverage for children under 18 exceeds HTH Worldwide age limits. Chronic condition management includes telemedicine consults competitors don't provide.

Exclusive "second opinion" service unavailable through Trip Insurance Store. Our pre-existing condition coverage extends to more family members than industry standards.

Includes 57 shore excursions that Aardvark excludes. Our scuba diving depth limits surpass DAN recreational standards.

Zip-lining and parasailing coverage exceeds Generali adventure limits. Emergency equipment replacement covers specialized gear competitors exclude.

Exclusive cruise-line certified activity protection unavailable through TravelInsurance.com. Our adventure sports medical coverage has higher limits than standard policies.

Covers 100% of cruise costs when QuoteWright only offers 75%. Our 14-day lookback period exceeds TripCancellation.com standards.

Airline and cruise line bankruptcy protection activates immediately, unlike TravelSavers waiting periods. Includes supplier insolvency monitoring competitors don't provide.

Exclusive "replacement cruise" benefit unavailable through aggregators. Our financial default coverage extends to more suppliers than industry standards.

Multilingual support in 17 languages surpasses Assist America offerings. Our average call answer time beats On Call International by 82 seconds.

Medical referral network includes 38% more specialists than International SOS. Prescription replacement services cover controlled substances.

Exclusive cruise-specific concierge unavailable through competitors. Our emergency cash transfer services operate in more currencies than standard policies.

Covers last-minute business emergencies that TravelProtect excludes. Our documentation requirements are simpler than TripInsurance123.

Military deployment protection exceeds USAA coverage limits. Includes jury duty summons when most competitors exclude this benefit.

Exclusive "job transfer" coverage unavailable through standard policies. Our work-related cancellation protections apply to more employment situations.

Covers COVID-19 medical treatment when Travelex excludes pandemics. Our quarantine benefits surpass Tin Leg offerings.

Trip interruption for border closures exceeds Berkely coverage. Includes vaccination complication protection competitors don't provide.

Exclusive "remote quarantine" benefit unavailable through standard policies. Our pandemic coverage adapts to changing global health situations.

Children under 21 covered free exceeds Family Travel Insurance age limits. Our family cancellation waiver surpasses Travel Insurance for Families.

Grandparent coverage includes pre-existing conditions when Senior Travel Insurance excludes them. Family emergency extensions beat standard policy limits.

Exclusive multi-generational trip protection unavailable through competitors. Our family coverage includes more relatives than standard definitions.

Suite upgrade protection exceeds Luxury Cruise Insurance offerings. Our butler service interruption coverage is unique in the market.

Concierge reimbursement covers more services than Virtuoso policies. Includes private shore excursion protection when group tours are cancelled.

Exclusive wine collection coverage unavailable through standard policies. Our luxury enhancements are tailored for high-end cruise experiences.

38% more cruise port clinics than Global Rescue. Our average physician response time beats Europ Assistance by 22 minutes.

Specialized cruise medical facilities exceed Mondial network standards. Includes telemedicine partners in every time zone.

Exclusive port agent partnerships unavailable through competitors. Our worldwide network is optimized for cruise-specific emergencies.

No upper age limits surpass Senior Travel Insurance restrictions. Our chronic condition coverage exceeds Medicare Advantage offerings.

Mobility equipment protection covers more devices than Access-Able. Includes prescription delivery services competitors don't provide.

Exclusive "traveling nurse" benefit unavailable through standard policies. Our senior coverage is designed specifically for cruise vacations.

Conference cancellation coverage exceeds Business Travel Insurance standards. Our equipment protection surpasses InsureConference limits.

Professional liability extensions cover more scenarios than Travelers policies. Includes intellectual property protection during transit.

Exclusive "client meeting" cancellation benefit unavailable through competitors. Our business coverage is tailored for cruise-based professional events.

Polar expedition coverage exceeds Adventure Travel Insurance standards. Our remote evacuation protection surpasses Remote Medical offerings.

Specialized gear coverage includes more equipment types than Outdoor Insurance. Extreme weather protection activates at lower thresholds.

Exclusive expedition medic support unavailable through standard policies. Our adventure cruise coverage is field-tested in extreme environments.

180-day continuous coverage surpasses World Travel Insurance limits. Our port-to-port medical exceeds Long Stay Insurance standards.

Itinerary change protection covers more scenarios than Extended Trip Insurance. Includes visa/document renewal assistance.

Exclusive "segment cancellation" benefit unavailable through competitors. Our world cruise policies are designed for extended voyages.

Low-water guarantee exceeds River Cruise Insurance standards. Our missed lock coverage is unique to river voyages.

Boutique ship protections cover more scenarios than European Travel Insurance. Includes bicycle excursion equipment protection.

Exclusive wine-themed cruise enhancements unavailable through competitors. Our river cruise policies address unique itinerary challenges.

Crew liability protection exceeds Yacht Insurance standards. Our water sports coverage surpasses Boat Insurance offerings.

Maritime emergency services cover more scenarios than Sailboat Insurance. Includes tender boat protection competitors exclude.

Exclusive "captain's discretion" cancellation benefit unavailable elsewhere. Our yacht charter policies are tailored for luxury cruising.

Carbon offset reimbursement exceeds Green Travel Insurance standards. Our eco-excursion protection surpasses Eco Travel Insurance.

Sustainable cruise line partnerships cover more scenarios than Responsible Travel. Includes environmental emergency response benefits.

Exclusive "green itinerary" cancellation protection unavailable through competitors. Our sustainable policies support eco-conscious cruising.